Q:If you could have a super power, what would it be? You also get a secondary power, but it's limited to one use per day and only lasts 30 seconds. What would they be?

flying, and reading minds.

Q:I recently had to open a checkings account because my boyfriend wanted to send money to help my mom out with car payments.I'm worried that I won't be able to get as much financial aid as I need if the FAFSA site see's this amount of money in my bank account,because it's not really my money,it's for my mom.So should I just take out all of it or what?

Why didn't you have your boyfriend open the checkings [sic] account? Make sure you don't have the money on whatever date the FAFSA says it is looking at your assets. Note: I would highly recommend the boyfriend send the money directly to the bank or dealer rather than sending it to your Mom. If it goes into her account it could be considered income for her.

Q:I need to get power of attorney at a bank. My mother recently died. My father's name is on the account but he is unable to make financial decisions.

Either your dad would have to sign a power of attorney and have it notarized, or you'd have to go to court and have him declared incompetent. If he's competent but just unable to make financial decidions, go to the bank with him, they can help you with the paperwork needed to conduct financial transactions on his behalf.

Q:hi, I need help with my bank account. Me and my hubby opened a second account, it is under his name, but he left me in charge of it, I was SIPPOSED to be added to the account, however the lady made some msitakes. He had also ordered a bank card, it has been a month and 2 weeks since the order date. And because I am not on the account I cannot recieve any info. he is now in bootcamp, and it will be about till late jan when he comes home. How could I get added to the account if he is not here? Basically is there a form I could mail out and have faxed back? Or what do i do?? I have bills soon, HELP!!

I would go back into the bank and speak to whoever was supposed to add you to the account. If she is still unable to fix the problem, hopefully, she will remember that you were supposed to be added to the account. If she cannot get you on the checking account, then ask her to get her manager. As for the card, that is a separate account from the checking. It's not really a big deal for you to get your own, assuming your name is on the checking account. You should be able to take care of this on the same trip. For paying bills, there are many companies that take payments online or via an automated phone system. You may be able to pay most, if not all of your bills this way, by just entering the checking account information into their systems. Good luck.

Q:I am in the UK. I have some savings in my bank account, and over the years I am beginning to wonder, especially that prices are rising (or perhaps the Pound Sterling worth is falling), is it really a good idea to save, or must I invest this money to keep up with inflationCan a smart person help. Thank you.

Its pretty much pointless to leave lots of money in a bank account. Banks don't keep your money in there. Instead, they either loan it out or invest it. Guess what interest rate the banks are getting on your money? I guarantee you its more than 12%. What interest rate do they give to their customers? 0% to 2%. I only recommend leaving about 6 months of income in there for emergency purposes. With banks, you can immediately take cash out at anytime. In the US, the inflation rate is between 3% to 4%. In order to keep up with inflation or beat it, you need to invest your money. I recommend people invest in mutual funds. Mutual funds are long term investments and should be part of your investment portfolio. There's thousands of mutual funds to choose from for all types of investors from investors who are willing to take a little risk to investors willing to take lots of risk. Anyway, here is a free education that banks don't want you to know. Its called the Rule of 72. Its a formula that tells you how many years your money will double given the interest rate. It is calculated by taking 72 and divide it by the interest rate and it will tell you how many years your money will double. With the 3% interest, it will take 24 (72 divided by 3) years for your money to double. With 6% interest, it will take 12 years for your money to double. With 12% interest, it will take 6 years for your money to double. I went to college and there was a very small section in one of my textbooks that went over this. My college professor told me not to worry about it since it was not going to be on the test. So I ignored it and forgot about it until I got a job in a financial company. You are probably wondering where you can get 6% or 12% return on your money. As I hinted before, you do that by investing in mutual funds.

Q:For example: If someone is willing to help in a transaction and I am willing to pay for it. Is it okay or legal that I sign the power of attorney and have them do the transaction or speak on my behalf?

It's legal but I caution you as to what type of POA it is, as it can very easily be misused!

Q:I'm awaiting a bank deposit from Chile, and need a power of attorney document. The consulate doesn't e-mail them so I would have to go to them myself.Is there anything I need to take with me?

the power of attorney would come from the person who is giving you the power nothing to do with a consulate A power of attorney (POA) or letter of attorney is a written authorization to represent or act on another's behalf in private affairs, business, or some other legal matter, sometimes against the wishes of the other's. The person authorizing the other to act is the principal, grantor, or donor (of the power). The one authorized to act is the agent or attorney

Q:I want something that bump and bang loud. I am very competative with what in car and how fast it is. So naturally I want the loudest subs in the area. But where do you draw the line of too much? I drive a 96 Nissian 200SX SE-R. A rather small car, with a rather small trunk. But the biggest subs out of friends are dual 12in subs about 600watts peak. And I want about 1,000-1,500 RMS and peak at 2,000 to 2,500. I want to try to fit 15in subs in it, if I build my own box it should fit. But where do you draw the line of too much power?

Never too much power! The power is too much when your bank account can't keep up!

Q:i was recently speaking with someone and they told me i can adjust my bank-angle sensor on my bike by 90degrees to make for easier wheelie pulling. how do i do this, will it work, is it hard, and just what exactly happens once i reach the specified angle when the power starts to decrease?

It does not keep you from tipping. Modification will not allow you to wheelie. When you reach the proper angle, IT SHUTS OFF! That's what a bank angle sensor makes your bike do. You should not modify ANYTHING that you do not know what it does.

Q:A power house, P, is on one bank of a straight river 200 m wide, and a factory, F, is on the opposite bank 400 m down stream from P. The cable has to be taken across the river under water at a cost of $6/m. On land the cost is $3/m. What path should be chosen so that the cost is minimized?

Call the point across the river from the power house P' Call the point of intersection of the cable with the opposite bank C, which defines right triangle PP'C Let x be the distance from P' to C The two legs of triangle PP'C are 200 and x So the hypotenuse (the distance the cable travels underwater) is sqrt(200^2 + x^2) The distance the cable travels along the shore is (400 - x) (the distance from C to F) cost under water: 6sqrt(200^2 + x^2) cost on land: 3(400 - x) 1200 - 3x Total cost 6sqrt(200^2 + x^2) + 1200 - 3x Find derivative of cost: 6(2x) / (2sqrt(200^2 + x^2)) - 3 6x/sqrt(200^2 + x^2) - 3 Where derivative 0 will be a min for the cost 6x / sqrt(200^2 + x^2) 3 2x sqrt(200^2 + x^2) 4x^2 200^2 + x^2 3x^2 200^2 x^2 200^2 / 3 x +/- sqrt(200^2 / 3) +/- 200 / sqrt(3) but discard the negative root (since this won't be the minimum cost), so the distance from P' to the cable hitting land should be 200 / sqrt(3) 200 / (3^(1/2))