Q:I have a Power of Attorney to cash another person's check. When I take it to the bank, what will they do with it? Do I give them the original? Will they make a copy of it? Will I need to and how do I endorse the check? Does the Power of Attorney accompany the check through the banking system, or does the bank just keep it on file? I understand that many banks will not cash checks with a Power of Attorney that is not my question. My question is *IF* they cash a check with a POA, what do they do with the document? How does the paperwork flow?

You will need to be added onto the customer account as a POA. They will then just keep a copy of it in the office and image the document on their system.

Q:I don't have Id for him I do have the Limited Power of Attorny nortiarize. He is currently in jail for next two years.

You can deposit into that account you have power over. The governemnt needs to know that the check went into an account with the bearers name on it. In your case you have power of attorney, you have rights to his accounts. You may not need his signature but to deposit it or cash it, it has to be cashed against an account with his name on it. One exceptionyour relationship with your bank. If you know the manager well and explain the situation to her/him, they may do you a favor.

Q:I have a tenant renting a room in my house who is dying from liver disease. He is really old and he wants his son to have power of attorney for his bank account. His son is in the military and cannot leave base to come home to sign the form at the old man's bank. What should we do now to get this power of attorney form filled out? Thank you for your time.

Ask the bank for their own POA form, have the tenant sign it in front of (probably 2) witnesses. Ask the bank if they need it notarized. The son doesn't need to sign the POA, but the tenant needs to sign a POA form the bank will accept. It's the TENANT's POA, not the son's. The tenant is giving power TO the son. So only the tenant's signature is needed. It would be simpler to ask the bank if the tenant can add the son to the account. That kind of thing can usually be done thru the mail (signature cards). I did this with my dad, out-of-state. I never went to his bank, but signed the cards and sent them back. In fact, I'm listed on one bank account that I never signed anything for.

Q:I'm 18 years old and My father is in ICU at the hospital that i work at but he is incpacitated and is unable to make any decisions, and he and my mother are going throug a divorce and my family wants me to be his Power of Attourny but i dont know exactly what that is, how i become it or anything like that, I know this is what he wants also, he told me he wanted my mom out of everything and she said she would help me but she doesnt want to be his PoA and i am his only living relative over legal age. any advice would be GREAT!

My recommendation at this point would be for you and your mother to contace the social services department or case manager of the hospital he is in and ask them to assist you in creating a Durable Power of Attorney for Healthcare. Because your mother is willing to opt out of the situation then this will not be a complex process - and they can guide you through the steps. Being the DPOA for your father will mean that any and all medical decisions he is unable to make on his own you will have to make for him -- you need to utilize what is in his best interest and what you know he would have wanted done if he was able to speak for himself. It's a very important role in a persons life - especially one so young. If the incapacitation period is going to be lengthy you can speak to an attorney about extending the POA to cover caring for your fathers affairs that do not relate to medical care - such as bills, finances, and property. Good luck, and my best to your father. Just a note: You can become the DPOA even if your father is already incapacitated - this would normally fall to his spouse, but since she does not want to accept the role she can opt out and you can be appointed because someone has to speak for your father and it is in his best interest. Talk to Social Services, the case manager, or even pastoral care - they can and will help you.

Q:Does anyone know what is the best ford year model to get, if I want to add 150hp on it? I heard about chips and after market parts, but I also heard you can still blow up the 6.0L engine or mess it up real bad, and the transmition will not last. Can anyone help me? What do you think is the best way to gain the extra power safely, where my engine and transmition will not fall apart in only two years. Also, I will not switch to any other truck maker.

Can you wait a month? You'll like the new 2008 with the 6.4. The twin turbo is a hoss and they've upgraded the interiors and have some new options with it like navigation and the rear step to get in the bed.

Q:Why was it a bad idea to bail out the banks in 2008?

There were a few things I would have done differently, but I do not agree with you that is was a bad idea.

Q:i want to know how to measure practical the power out of generator i have generator and i lost the Manuelthere's no info on the generator except the voltage and Frequency

The only practical method of measuring generator output is with a frequency meter, power meter, or alternatively, a voltmeter and ammeter, and an adjustable load bank. If it is a portable, a.c. generator, you could connect known loads to the generator, such as portable space heaters and light bulbs. As you load the generator up, you will eventually see the frequency dip significantly, which will indicate that the generator has achieved its full load.

Q:I am working on a device to be powered at a remote village in Africa where power is scarce and the power grid shuts on and off all the time everyday. The device works fine but now I need to consider how to power it. My device doesn't consume a lot of power. It is a microcontroller that operates at 5V and maybe draw around 1A of current. We are going to install a solar array with a battery bank for backup power for the village. If I want to go simple, I can just plug in an ac adapter to the wall, but I don't want to consume any of the precious solar power if a 220V-5V ac/dc power adapter is not efficient. The adapter gets very hot and I believe it is consuming a lot of unnecessary power. Or I can use my 20W/16.5V/1.2A penal with a battery, which should be more than enough to power my device day and night. I have done a lot of googling but I still can't find a proper way to charge a battery with a 20W panel.Any input regarding the best way to supply power to the device will be greatly appreciated!

I suggest you contact manufacturers of these products, explaining your problem. Many of them have postings at the link.

Q:I am in the UK. I have some savings in my bank account, and over the years I am beginning to wonder, especially that prices are rising (or perhaps the Pound Sterling worth is falling), is it really a good idea to save, or must I invest this money to keep up with inflationCan a smart person help. Thank you.

how much is a LOT? some emergency money should be in cash - invest the rest to BEAT (not keep up with) inflation

Q:but i make like $600 per month at this stupid job i have.I could buy a house where i live but it would be one for like 750 square feet.I live with my parents and i'm 29.I am getting like and average of 3.2% interest on my money at the bank.Iknow this sounds liek a stupid question. But really, what should I do?

Share okorder