Q:I applyed for an Orchard Bank card last week because I need to get my FICO score up and rebuild my credit. I paid the $19 processing fee and my account has been approved according to the website, although I have no received an email yet, or the card.This is what the website says:YOU'RE APPROVED!Congratulations! Your application has been approved.You have been approved with a credit limit of $ 300. Thank you for choosing us as your credit partner. Your online application is now complete. You will receive a confirmation email with customer service information. The email will also contain instructions for checking the status of your application if your application is currently in review.Enjoy the buying power you deserve!My question is do you think this is a secured card, or an unsecured card? Has anyone had a response like this?

Orchard Bank is an unsecured credit card. Orchard is owned by Household Bank, which also supplies unsecured high interest credit cards to people with eithe no credit, or bad credit that are trying to rebuild their credit. Wlhen the card arrives, it will arrive with documents detailing the interest rates, grace periods, etc. There are no annual fees for having an Orchard card. Keep all the documentation, you never know when you may need it. As you spend and pay off the card every month your credit limit will increase. The response you got was standard and not out of the ordinary in the least. If you have already been approved, you need to overlook the bit about your application being in review. That is only there because some of the people who apply for Orchard cards need to be examined carefully because it IS a card typically applied for by people with past bankrupcies, judgements, etc, but you seem to be just fine. Just sit back and wait for your card to arrive. :)

Q:If people have no confidence in central banks, does that mean that money can lose its value, since its signed by the governor? Will it be possible that people lose confidence in money or central bank that they barter to get goods and services? Can other banks issue money instead of central banks of a country?

The buying power of money lies in people's willingness to accept it, so it is very much vulnerable to people's belief in it. People can lose confidence in a currency and look for alternatives such as barter or gold or other nation's currencies, in places like Zimbabwe this is happening today. Most nations do not allow banks other than the central bank to issue currency, although some do allow other national currencies to be accepted.

Q:Does the nominal exchange rate take into account treasury securities? Does the real exchange rate depend partly on the purchase of treasury securities?

What determines exchange rate is the supply of money. The biggest determinant of the supply of money is interest rates. When a bank issues a loan, they in essence create money that isn't there. The lower the interest rates, the more people will barrow, and the more non-existent money the banks will create. The money supply goes up, and the value of the currency goes down. The value of currency is a ratio between the money supply and Gross National Product of the issuing nation. Treasury Securities basically reverse the money supply by taking real money possessed by the tax payers out of circulation. This lowers the money supply and increases the value of the currency. The government and central bank can only control the value of currency to a certain degree. The Japanese had to learn that the hard way. For years they tried to control their currency completely. One day they couldn't get enough currency out of circulation to prevent a value adjustment, and the value of the Yen crashed world wide. The central bank has to make decisions every day to move the value in whatever direction they want for the good of the economy, and they have to plan months in advance, and move very carefully, to prevent sending shock waves through the economy.

Q:a. the economy finally flourished and expanded. b. was repaired and the state banking system created a new level of prosperity. c. quickly collapsed into depression. d. went through all of the above.

D. went through all of the above When Martin Van Buren took over the Presidency from his successor, Andrew Jackson, the nation's financial situation seemed to be going fairly well. Jackson had successfully lowered the national debt to its lowest point since 1791 (a trifle $33,733.05), and the economy seemed to be growing rapidly. Probably the most blame for the panic is placed most often on President Andrew Jackson and his attitude toward the Bank of the United States. Jackson is famous for having opposed the bank, which he not only refused to recharter, but from which he withdrew funds (an act which earned him a congressional censure) in order to promote private banking and a more free economy. Jackson viewed soft money (that is, paper currency which holds no value on its own, but represents some sort of accepted value) in a highly negative light, much preferring banks doing business in hard money (gold or silver currency). As a result of the new power wielded by state banks, and the lack of regulation from a national banking system, the economy did flourish for a time - bank loans skyrocketed, the economy flourished, and foreign nations began investing heavily in the financial opportunities of America. The boom was short lived, however, as inflation increased dramatically as banks printed exorbitant amounts of paper money. This was exacerbated considerably by one of the most controversial aspects of Jackson's economic policy - the issuance of a Specie Circular (or Coinage Act) which was an attempt to protect land speculators in the west from being left with devalued currency in the event of inflation. As a result of this policy, however, the value of paper money began to deflate rapidly, providing the opposite of the intended effect, leaving many holding nearly worthless money.

Q:I need to know how to become Power of Attorney for my husband. He has Progressive Myoclonic and Temporal Lobe Epilepsy and he may need another brain surgery. I want to be his power of attorney so his mother can not make a decision for him financially or medically. If anyone has any ideas at all that would great! Thank you!

Staples has Power of Attorney templates for under $10 . Get the one for your state. You and your husband take them to the bank and get a notary public to sign them. You just present them to the bank, etc. They don't question them. Medical power of attorney forms can be done for free at the hospital. Talk to a social worker there. You will be responsible for his medical decisions if he can not make them. They also can only talk to you. If you have to you can exclude her from the room.

Q:I would like to know who deregulated airlines, banks, and electic power

Airlines were deregulated by the same folks who regulated them: the federal government. Airline Deregulation Act of 1978 Banks are regulated by both federal and state laws, which have been greatly loosened over the last 25 years. Electricity is regulated by both state and federal laws, which have been loosened over the last decade.

Q:I am interested in a listing, but it doesent have the power/electricity meter so the house inspector can't inspect it but usually if the bank turns it off or something is there something wrong with it?

No, there is not necessarily something wrong with it, the bank just doesn't want to pay the electric bill. If you are interested in the home, ask the bank to turn on the power so it can be inspected. It shouldn't be a problem.

Q:I tinkered with it and I couldn't get it to turn on a light bulb. My Idea came from youtube I got the exact parts he has the same circuit board the only thing I'm not showing are two switches and my battery i have the switches to keep the current from going to transistor when I turn the thing on, the second is a mystery to me. The circuit board power terminals are on the far left (right:positive) the speaker terminals are on the far right mid board (bottom:positive) He wired the the speaker wires to the PNP transistor and then later added NPN transistor (i was at radio shack and thought about buying a bigger one but the guy said stick with his exact layout until I get the hang of things) I don't know where to put the transistors and have no idea about the switches but I'm assuming one goes from the speakers output to the first transistor

Take the speaker off and connect the contacts to a relay that leads to circuit containing a larger power bank seeing that most kitchen timers now run on one AAA battery. Then to clips for your e - match . Note with this design the timer signal will pulsate the relay for a single on switch it is required to connect the secondary coil contacts to the primary so the circuit keeps its self closed then after launch the circuit will open by itself

Q:(complete sentences please)

The power to impose taxes. Aren't we lucky?